Associate Vice President, Credit Risk, Amazon 1P Lending - Risk

• Own end-to-end delivery of Risk Initiatives aligned to broader Team objectives. • Design, maintain, and update risk mitigation policies and controls across all customer interactions — onboarding journey, credit and fraud underwriting, and customer lifecycle management • Create and own a lending portfolio governance framework, including data models and reports, leveraging SQL, Python, Excel, and dashboarding tools • Collaborate with cross-functional teams to identify potential risks and propose solutions, maintaining risk appetite and ensuring adherence to regulatory requirements • Communicate complex operational findings and strategic recommendations clearly to a variety of internal and external audiences, including senior leadership BASIC QUALIFICATIONS - 4+ years of data scientist or similar role involving data extraction, analysis, statistical modeling and communication experience - 2+ years of working cross functionally with tech and non-tech teams experience - Bachelor's degree - Experience in advanced data analysis using Excel, Python, or SQL - 2+ years of experience defining and implementing process and policy improvement initiatives that impact credit & fraud risk, using data and metrics PREFERRED QUALIFICATIONS - Bachelor's degree in Finance, Economics, Statistics, Business, or a related field - 2+ years of risk management experience, specifically in unsecured short-term lending such as BNPL, credit cards, consumer durable financing, etc. within the consumer lending category - 1+ year of experience driving end-to-end consumer lending portfolio management and stakeholder management

Amazon is a global technology company operating in e-commerce, cloud computing (AWS), digital streaming, advertising and artificial intelligence. Its India operations span development centres in Bengaluru, Hyderabad, Chennai, Pune, Gurugram and Mumbai, covering retail technology, AWS infrastructure, Alexa, advertising, payments and supply-chain systems.